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4 topics · 6 articles

Health Insurance

3 articles

The $500 Obamacare Refund: What Was Announced, Who May Qualify, and What to Do Now

In September 2026 the administration announced 'Working Families Obamacare Refunds' — $500 to nearly a million marketplace enrollees. What was actually announced, what is still unclear, and how to avoid the scams that follow.

October 4, 2026 4 min read

Health Insurance Featured

Premium, Deductible, Copay, Out-of-Pocket Max: How US Health Insurance Costs Stack

A low premium is not the same as a cheap plan. How the four cost-sharing numbers interact, and how to compare two plans without doing the arithmetic twice.

September 10, 2026 4 min read

Health Insurance

The ACA Marketplace: Open Enrollment, Subsidies and Special Enrollment Periods

Most people who buy their own health insurance do it during a six-week window — unless a qualifying life event gives them another way in. How the subsidies work.

September 17, 2026 4 min read

Auto Insurance

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Auto Insurance

Auto Insurance in the US: What Each Coverage Actually Pays For

"Full coverage" is a marketing phrase with no legal meaning. What liability, collision, comprehensive and uninsured motorist coverage each do — and why state minimums are usually not enough.

October 1, 2026 4 min read

Life Insurance

1 articles

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Life Insurance

Term vs Whole Life Insurance: How to Work Out How Much You Need

Life insurance is not an investment decision first — it is a question of who depends on your income and for how long. A method for sizing the death benefit.

September 24, 2026 4 min read

Medicare

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Medicare

Medicare Enrollment Is Moving Toward America.gov: What Changes and What Doesn't

Medicare enrollment is among the first services slated for integration into the new America.gov portal. What the executive order actually changes, and what to do while the rollout is in progress.

October 4, 2026 3 min read